photo credit: James JordanWith the looming FHA changes coming this April I thought this would be the time to point out Fannie Mae’s HomePath mortgage program. In many cases FHA loans are still more advantageous to the borrower due to lower FICO Score Requirements (620 or better is ideal – this is why keeping your [...]
Five Credit Factors – Why keeping your FICO Score is crucial
photo credit: Casey Serin Nowadays it seems to be that the “How-To Manual” on destroying your credit score is not in demand anymore since the current economic climate provides a big enough challenge for most of us. With lenders tightening lending guidelines, banks cutting credit lines and credit card companies reducing credit limits, it is [...]
Sunstreet Mortgage, LLC opens Phoenix Branch in Mesa
Sunstreet Mortgage, LLC opens Phoenix/Mesa Office: There is a new player in town! Today Sunstreet Mortgage, LLC has officially a new branch office to service the Greater Phoenix Metropolitan Area. Yes, while other mortgage companies are folding Sunstreet Mortgage, LLC is carefully and strategically expanding into the Phoenix Market. Just in case if you are [...]
Do you really need proof of a competing offer!?
photo credit: db*photography Do you really need proof of a competing offer? I spent way too much time on the internet yesterday and came across Jay Thompson’s blog post answering a Trulia Question on PhoenixRealEstateGuy.com. The same questions certainly provoked my thoughts and I felt compelled to write a slightly more elaborate answer response.I spent [...]
$100 Down payment HUD Home Financing in Phoenix – The 2,000.00 Mistake
$100 Down payment HUD Home Financing in Phoenix – The 2,000.00 Mistake You probably all know what a HUD Home is and the existence of one very special HUD Home Buying Program, the infamous “100 Down Financing” Program. There are so many how-to guides and “special reports” floating around on the internet that I will [...]
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