photo credit: Tracy Available Available USDA Home Loan Funds now under one Billion!
Back in March the Rural Development’s national office in Washington DC released a notice projecting that the money to issue guarantees for USDA Rural Home Loans will be depleted by the end of April.

It seems like we go through the same phenomena [...]

photo credit: James JordanWith the looming FHA changes coming this April I thought this would be the time to point out Fannie Mae’s HomePath mortgage program.
In many cases  FHA loans are still more advantageous to the borrower due to lower FICO Score Requirements (620 or better is ideal – this is why keeping your [...]

photo credit: Casey Serin
Nowadays it seems to be that the “How-To Manual” on destroying your credit score is not in demand anymore since the current economic climate provides a big enough challenge for most of us.
With lenders tightening lending guidelines, banks cutting credit lines and credit card companies reducing credit limits, it is more [...]

Sunstreet Mortgage, LLC opens Phoenix/Mesa Office:
There is a new player in town! Today Sunstreet Mortgage, LLC has officially a new branch office to service the Greater Phoenix Metropolitan Area. Yes, while other mortgage companies are folding Sunstreet Mortgage, LLC is carefully and strategically expanding into the Phoenix Market.
Just in case if you are not familiar [...]

photo credit: db*photography
Do you really need proof of a competing offer?
I spent way too much time on the internet yesterday and came across Jay Thompson’s blog post answering a Trulia Question on PhoenixRealEstateGuy.com. The same questions certainly provoked my thoughts and I felt compelled to write a slightly more elaborate answer response.I spent way [...]